CIVIL LIABILITY BILL
“Legislation will also be introduced to [...] help
reduce motor
insurance premiums.”
The purpose of the Bill is to:
• Ensure there is a fair, transparent and proportionate
system of compensation in place for damages paid to genuinely
injured personal injury claimants.
The main benefits of the Bill would
be:
-
Tackling the continuing high number and cost of whiplash
claims to put money back in the pockets of motorists through
reduced insurance costs.
-
Ensuring that full and fair compensation is paid to
genuinely injured claimants.
The main elements of the Bill are:
-
To tackle the rampant compensation culture and reduce the
number and cost of whiplash claims by banning offers to settle
claims without the support of medical evidence and introducing
a new fixed tariff of compensation for whiplash injuries with a
duration of up to two years.
Territorial extent and application
-
The Bill would apply to England and Wales.
Key facts
-
The volume of road traffic accident related personal
injury claims is around 50% higher than 10 years ago (520,000
claims registered in 2006/07 compared with 780,000 in 2016/17)
despite huge advances in vehicle safety.
-
Motorists could see on average savings of around £35 per
year passed on through reduced insurance premiums.
